Mental Health & Debt

I saw something on the television this morning that struck a chord with me. They were talking about the connection between mental health problems and debt.

In recent times since I got more of a handle on my depression and anxiety spending.

Today though I have thought back to the days when getting myself into terrible debt was a regular occurrence and come to my own conclusions as to why I ran up those debts. I have considered and not for the first time, whether it was because of my mental health.

If Mental Health was a player,  I think it would  have been because I was trying to buy myself self esteem by getting nice clothes, flattering hair cuts, posh things that I thought people would be jealous of thinking they may think better of me for having flash things. Of course it has never worked; I am no more of a person now for all those purchases than I would have been without them.

Initially as I reflected I wanted to blame my Mother for the debts and my spending habits. She would never let me control my own money as a child therefore I never understood the value of money and I was thinking that, that’s maybe why I have always spent and spent and spent. But although I think my Mother and her lack of caring, and loving do contribute to a lot of my my mental health issues I think my actual spending problems were actually rooted in something far deeper and more sinister than even she should take credit for in their entirety.

I first started working straight out of school at sixteen years old, joining the police service at nineteen. I think upon reflection it started then, the anxiety, the lack of confidence and the depression. Of course there are several key life events along the way that have now magnified and enhanced the problems to where they are now. The last 28 years of my life have certainly had there ups and downs, whose life hasn’t, but no matter how much money I have spent I never seemed to be happy, or to be able to purchase that anxiety free world that I think I am ultimately after.

Is that it then, the route of the spending problems, is that me trying to buy happiness?

By no means was my depression and anxiety ever as bad as it is now back in the early days although my body has always had a habit of getting physically ill when I am up to my neck in something psychologically taxing or stressful. But gradually over the years if I was feeling down or empty I would head to the shops and indulge myself. Sometimes I bought ridiculous things that never ever saw the light of day again and often I would stand in shops considering the validity of spending the money but invariably my heart would overrule the logic of my brain the purchase would be made. Even when I knew there was no money and it got placed onto credit cards and even when the credit card ran out of credit I would just get another one. When the credit card repayments got too much I’d then take out a loan to pay them off and start all over again. Catalogues, store cards on and on and on until the debt around my neck then exacerbated my anxiety one hundred per cent. I have created a vicious circle of debt, anxiety, more debt, and then more anxiety. Being in debt is soul destroying and you think people look at you as if you are a brainless idiot, well you are, but brainless because it is incapacitated by illness and by your own feelings of inadequacy. The inadequacy that you were trying to erase with nice things, the happiness and love you were trying to buy they all then just end up even further away than when you started your whole sorry journey of spending.

So that’s what I have been thinking about today. I think the debts that I have run up and paid off over the years all stem from emptiness, from the void I feel in my life. I have tried to buy happiness, buy my way to positivity and fulfilment. I have been on the a merry-go-round of anxiety, spend,  debt, equals more anxiety, so spend more and get into more debt!  On and on and on. And even though I know what these issues are, I am still fighting them, I still fight the spending urge. Like an addict it is a habit that is hard to break. I guess it is an addiction because that small emotional pay off I get, that warm feeling of satisfaction for buying something glorious does for a few hours make me happy and less anxious.

Ultimately though peace of mind is something that cannot be bought, and anxiety is something that refuses to be paid off.

15/11/16

Assessment phone call

I've just spent fifty minutes on the telephone to Steps2Wellbeing for my 'assessment' phone call, as referred by my GP.
What an odd experience that was. I found the endless questions that started on a scale of 1-8 how..... very disconcerting. I appreciate and understand the purpose but trying to compartmentalise the way you feel into survey type questions is really off putting.
Then she asked me what sort of therapy I thought I needed? Throwing the ball into my court so to speak! There was me thinking you'd tell me I wanted to scream back at her! So I asked her what there was available not really knowing and therefore struggling to answer her. So she starts rambling on about low intensity telephone based/computer input with a workbook, or high intensity counselling or high intensity CBT. Crikey it all sounded like a work out schedule!
Again having outlined the available therapies she threw the ball back into my court.... All I can say is it's a good job I've been self reflecting and writing things down over the last few days as it gave me a small heads up as to how I am really feeling and what I feel I really need.
As I had explained and rambled away to her on the phone I began to realise that it's more than possible that all my issues stem right back to my over bearing, psychologically tortuous Mother who bullied me unrelentingly throughout my childhood and way on into my adult years. I was explaining to her how I had had a period of stress and counselling back in 2002 and it then dawned on me as I was explaining it that this was around the time my Dad had his affair and left my Mother.
It was also at this juncture that Mother and I had a blazing row on the telephone around the subject and she gave me an ultimatum. 'Ditch your Dad and have nothing more to do with him or I want nothing more to do with you.' She put the emotional thumb screws on saying he'd wronged her and how could I want anything to do with him. I recall arguing back that he had done wrong but that I could still have both of my parents in my life. It was at this point that she started screaming abuse down the telephone and I said I was going to end the call if she continued to abuse me. She continued and I hung up. I have not spoken to her from that day to this.
In 2005 when I had my daughter I wrote to her offering her the opportunity to have a relationship with Ellie if not me. She wrote back telling me it was a 'fate worse than death' and that she would one day tell my darling daughter what a bitch her Mum really was. Charming!
For several years thereafter I tried to maintain a relationship with my family (her relatives) in Cornwall but as she saw them a lot and she seemed to have told them her own version of events and I felt myself turning into a black sheep and for what?
Dad and his new lady Sue married several days after Ellie was born. I wasn't invited.  It took me a while to accept Sue but I did and she was an incredible woman but sadly as I said in a previous blog she has recently passed away.
When I look back at it all I think the way I am, the damaged individual I have become, my history, my family is more than likely where all these issues started.


The lady on the telephone agreed and we decided that one to one counselling to deal with the past was paramount before then perhaps moving to CBT type work. Then the blow.....there's a long waiting list I think she said. I'll get the admin staff to call you but it'll be quite a while before we can help! Great I thought!


Whilst I'm airing my thoughts on family... I haven't spent one single Christmas with my family in 20 years? I haven't been invited to share Christmas or birthdays in that long. Is that normal?
I also recall one Christmas on my own when my parents were still together them ringing me and regaling me with the tales of all the lovely social functions they had planned for the festive season and Christmas Day. They then asked me what I was doing for Christmas Day....I'm on my own I said, I'll have a ready meal for one. Oh enjoy that then was the response. No invite, no love just rejection.


I recall when my relationship with my daughters Dad was failing and I just had to escape from the house I paid for a holiday property down near where my Dad and Sue lived. I was hoping that I would feel the love, maybe they'd want to help me or see me. Ellie was quite small. As it was they didn't really seem that interested all week until they then agreed to come and spend a day with me. I was so excited. I got Ellie up early, bathed her, dressed her in beautiful clothes and went through quite a ritual preparing ourselves for a 'family' day. Then Dad rang and cancelled. Sorry I have my books to do for the accountant I can't afford the time. My world collapsed and I remember sitting on the bed howling in despair. He offered me a crumb by saying come to lunch tomorrow...bring something to eat?! So daft old me ..I did. Whilst I was there Sue managed to drop a clanger by telling me what a lovely day they'd had at the garden centre the day before. Well what a punch in the guts that was I can tell you.
In fact I only ever stayed over with Dad and Sue once. The morning after the 'night' so to speak I wasn't offered breakfast and our bags were brought down from the spare room and put by the front door for us! Bit of a clue I thought to leave!!


Are these the reasons I don't socialise... because I'm scared of rejection?
If you can't trust your parents to love you, cherish you and want to spend time with you, why would anyone else want you?
Is that why I feel like a nothing and a nobody?


I love my Dad dearly but he's always pushed me away, there's always been something more important to do or somebody more important to spend the time with.


Soul searching over for the day...............more laters x